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Bar / Tavern Insurance Program

10 Reasons to Buy Benson Insurance Group Insurance:

  1. Niche Carrier: Our expertise in the food and beverage industry is unparalleled. We specialize in restaurants, bars, taverns, craft breweries, distilleries, wineries, nightclubs, gentlemen’s clubs, package liquor stores, private clubs, banquet facilities, caterers, and convenient stores.
  2. Admitted Carrier vs. Excess & Surplus Market: Avoid common policy traps and pitfalls of excess & surplus markets, such as an absolute firearm exclusion, injury to performers and entertainers exclusion, assault and battery exclusion, etc.
  3. Liquor Sales up to 100% of Revenue: We will write 100% alcohol or 100% food and everything in between.
  4. Claims: Our claims department has extensive knowledge with incidents common in restaurants and taverns, keeping us aggressively protecting clients inside and outside the courtroom.
  5. Broad Appetite: We consider most hospitality businesses to be eligible.
  6. Loss Control: A Loss Control Representative visits each business we insure. We are with you every step of the way.
  7. Value Added Training; Our clients receive the opportunity for free On TAP (Training Alcohol Providers) training.
  8. Customized Coverage: Our coverage is modified from the industry standard to fit your needs as a hospitality business.
  9. Delivery: We offer Non-Owned Auto coverage with a known delivery exposure.
  10. No aggregate limit on liquor liability policies.